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Does not seem to be working -- ???

Frugal or Tight?

Where is the line?

Are you a BF ("born frugal" - you are sensible) or a FC ("frugality converts" = after lossing lots of money/things)?

How about a "frugalista" or a "frugalite"?

Are you a "secret millionaire"?

Or are you just a regular old tightward like Mr. Scrooge?

Frugal or Tight - Where is the line?  article at MSN MoneyCentral

Close Down Timelines

By accident today I discovered that SocialURL officially closed the doors on their photo sharing site June 30th.  I did not get any type of public notice that this was going to happen.  I even did a search on it but found nothing. So I post.

I was lucky enough to be able to access my account and retrieve all my pictures. 
I spent the day doing that and finishing up moving my Yahoo360 which closes down officially July 13th.

I sent the SocialURL people/staff a thank you note before deleting my account.

So let's just look at what has left the internet lately.
Here is what I can remember as the list is l-o-n-g. . .

Free Homepages - June/July 08 (no notice)
AOL Journals - October 08
AOL Photo albums recently
ThirdAge Homepages - early last year - sniff - that was so cute a place but with an antiquated system.
Selectablog - just shut down instantaneously, no notice, but referred the few users to Thoughts.com
Pickle - photo sharing early last year (just opened up an account and two months later - they were saying good bye)
MSN Groups - February 2009
Flip.com -- Feb 2009 -- scrapblog is similiar
Furl -- April 2009
Yahoo Albums, (use Flickr) and
Yahoo Briefcase (use Google Docs or MSN Live Spaces SkyDive)
Yahoo 360 (I really liked it there for storage of posts)- July 09
Yahoo GeoCities (free accounts) - Oct ober 2009 (coming up)
Google Page Creator (I really liked this! It was replaced with Google Sites (with bugs) and final merging is happening as you read this).
Blog Bar - search engine for your blog in 08.
Blogfaces and BlogMad - blog surfing sites
ZoomClouds - ??? tag words for your blog for a search
Sampa.com - (a combo blog/albums/files/website s) notified 7/18 closing down on 8/17/09

So what is next?

Happy Fourth of July!

vintage postcard - 4th of July

Just a note here -- I could not upload into my tBlog album, as a matter of fact, I could not even see my uploads!  Something is wrong around here and it ain't pretty.  So I uploaded my image to the Thoughts account and linked it from there.  Seems to work ok.

I Can See Clearly Now

. . .the ads appear . . .

WOW -- I am on the new computer and I see what you all have been talking about -- the ads.
On the banner above "add a post" and all the linked words in the comment section.

Very ugly indeed. Even the link on the very top navigation bar "My Blog" is a clickable ad so how do you get to your blog, when you can't use that link? hmmm

Guess I shall try viewing on FireFox, once I install it.

The new monitor is 17 inches and gee, my blog looks so out of balance with so much white space on the sides.

Banking Credit Card Fees

Watch out!  The new bill does not go into effect till February 2010 so the CC companies are now sending out surprises to customers - higher interest and other fees so check your statements carefully.

Interesting article and comments.

New Credit Card Fees

Advice:
Use sparingly or not at all and if you do use them, pay them off every month to avoid the higher ridiculous interest rates and fees.

If you are making a minimum payment, try to increase it so more principal gets paid off lowering the interest you pay.

Don't cancel your paid off accounts as it will have a negative effect on your FICO score (lowering your score and making you look like a bad risk) -- just cut them up and throw them out.  That way you don't use them at all.